How can a customer get to know his/her loan eligibility amount?

In case of any loan, a lender, be it a bank or a non-banking finance company (NBFC), considers the customer/borrower’s profile to decide on whether to lend to the borrower or not.

In the case of loan against securities (LAS), the lender also considers the client’s valuation of pledgeable securities and existing obligations, if any, while calculating the loan eligibility amount.

To know how much amount one can get sectioned via a LAS, one must discuss his/her financial with the lender’s representative.