InvestorQ : How does the loan portfolio of HDFC Bank look like for the March 2021 period?
diksha shah made post

How does the loan portfolio of HDFC Bank look like for the March 2021 period?

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Rashi Mehra answered.
7 months ago
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Ahead of its actual results announcement, HDFC Bank has given an idea of its loans and deposits portfolio for the March 2021 quarter. The loans portfolio of HDFC Bank has grown 14% yoy to Rs.11,32,000 crore as of March 2021. If you look at a comparison with the Dec-20 sequential quarter, then the loan book grew 4.6%, which is still healthy.

What is worth noting is that the growth in the Mar-21 quarter was driven by wholesale loans growing 21% compared to retail loans growing just 7.5% yoy. As of Mar 2021, the total deposits grew 16.3% at Rs.13,35,000 crore but CASA ratio expanded from 42.1% to 46% yoy. The bank bought loans worth Rs.75,000 crore from HDFC on direct assignment basis.

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