Please suggest some good SWP to invest in the year 2020. I am a beginner in this field?

Systematic Withdrawal Plan (STP) is a very efficient mechanism to ensure regular cash flows from a corpus accumulated over a period of time. In STP, first, the accumulated sum is invested in a safer instrument such as debt or debt-oriented mutual funds and then a fixed amount or units are systematically redeemed by giving standing instruction to the funds. The quantum of redemption depends on the investor’s regular requirements. The basic idea of parking the corpus in mutual funds is to get higher returns than the rates offered by conventional term deposits schemes of banks. However, the safety of the corpus is paramount while placing large corpus for STP purposes. Investors, depending on their risk appetite can choose below schemes for initiating STP.