InvestorQ : What are the features of IndusInd Bank’s Duo credit-cum-debit card?
vani Patil made post

What are the features of IndusInd Bank’s Duo credit-cum-debit card?

nishi Shah answered.
3 years ago

The IndusInd Bank Duo Card is a credit-cum-debit card, which comes with two magnetic stripes & EMV Chips.

One can simply dip/swipe or enter the relevant card details to enjoy the convenience, flexibility and freedom to choose how he/she pays as well as access cash without carrying multiple cards.

Features of the card according to

Reward points program

· You earn 1 reward point for every Rs.150 that you spend through your IndusInd Bank Duo Credit Card.

· You can redeem your accumulated reward points against a variety of options from Indus Moments. You could opt for purchase of personal care and beauty products, home and kitchen appliances, electronic goods, or vouchers from Genesis Luxury and Oberoi Hotels and Resorts.

· You could also opt for redemption against cash credit which gives you Rs.0.75 for every reward point that you accumulate.

· You could also consolidate your points by transferring the ones earned on the Duo Debit to Duo Credit and enjoy an evergreen rewards program. However, this feature is not available for Duo Credit Card with zero limit.

Offer from BookMyShow

· ‘Buy 1 Get 1 free’ offer once per month for tickets booked on BookMyShow. The maximum price for the free ticket is Rs.250.

· For availing it, you have to apply under the ‘Avail Offers & Discounts’ tab and then from the drop-down menu, select ‘IndusInd Bank Credit Card Offer’.

Travel Plus program

· Enjoy complimentary Priority Pass Membership that gives you access to 700 lounges across different countries.

· Under this program, you can enjoy up to 8 free lounge usages per year, thus saving around Rs.16,000.

Fuel Surcharge

On fuel transactions between Rs.400 and Rs.4,000 at any petrol pump in India, you will enjoy a waiver of 1%. However, the service tax levied won’t be waived.

Insurance coverage

· Enjoy insurance coverage of up to Rs.1 lakh against lost baggage, Rs.25,000 against delayed baggage, Rs.25,000 against the missed connection, Rs.25,000 against loss of ticket, and Rs.50,000 against loss of passport.

· The Total Protect feature protects you against unauthorised transactions in the event of loss of your card. The insurance will cover up to 48 hours prior to you reporting the loss to the bank.

· You are also protected against incidents resulting from the counterfeit fraud of your card.

· Get personal air accident cover of up to Rs.25 lakh.